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Pre-Qualify vs. Pre-Approval can be confusing when entering the home buying process.  Pre-qualifying gives you, the potential homebuyer the opportunity to take a general look at your finances from a mortgage perspective.  It is not a guarantee of approval, or an actual approval.  It is ...

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The Mortgage Process can be broken down into several steps.  While these steps can not generally complex, the path to a mortgage can be frustrating at times.  However, a reputable mortgage loan professional is trained and experienced in navigating the course for you and can be invaluable in the process.  The first step is ...

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The Paperwork Every Mortgage Lender Requires must be provided in a timely and complete manner in order to approve your loan application.  These items include...

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So Who Gets the Credit?  One of the biggest factors in obtaining a mortgage is your credit history.  It is important to know your credit score and keep track of your financial position when considering your mortgage options.  A low credit score certainly does not mean you will never be able to purchase a home.  In most cases, a negative credit history can be turned around by following...

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How much can I afford?  With many sites, it is easy to plug in numbers and get a broad idea of a comfortable mortgage amount.  But it is important to understand this is merely a rough estimate and does not consider all the factors that an experience mortgage loan professional could uncover.  Serious home buyers need to analyze specific information...

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A Lease Purchase or Rent To Own Property may be an option you haven't really thought about.  A lease purchase option is a fantastic solution for many potential homebuyers and sellers.  Here's how it works...

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